Prosperity Begins at Home: Tata Capital’s Home Loans for a Prosperous Festive Season and Beyond

The festive season in India signifies new beginnings and prosperity. This auspicious period is the time for celebration and cheer, and provides the perfect opportunity to turn long-held dream of homeownership into reality. So, this festive season, TATA Capital is offering competitive home loans to empower aspiring homeowners to fulfil their dreams.

TATA Capital extends home loans tailored to each individual’s unique needs. Whether one wants to purchase a house or get one constructed, customers can avail of home loans at the lowest interest rates. Instant loan approval and quick fund disbursal ensure that one can get keys to new house without hassle.
 
TATA Capital’s Home Loans

TATA Capital is a leading NBFC in the country, offering a competitive range of home loans to borrowers. Customers can pick home loans tailored to their needs, be it a loan to purchase a house or to construct a new one.

This festival season, TATA Capital is offering opportunity to avail high-value home loans of up to Rs 5 crores, with the lowest interest rates, starting from just 8.70% per annum. Customers also get the flexibility to choose the loan amount, tenure, and instalments that they see fit.

Besides, the application process requires minimal documentation, and approval is instant. Once the loan is sanctioned, the loan amount is credited to the bank account without delay.
 
Reasons to Avail of Home Loans from TATA Capital

1. Multi-Purpose Loans

TATA Capital offers multi-purpose home loans that are customised to customers' needs. One can use these loans to finance a property/land purchase, construction of a new house, home extension and renovation.

2. Attractive Interest Rates

With TATA Capital, one can avail of home loans at interest rates starting at just 8.70% per annum. Depending on credit score, income stability, repayment history, etc., customers are guaranteed to get the best deals on interest rates.

3. Flexible Loan Tenure

Depending on customer's ability to manage EMIs, one can choose to repay their loan within 5 to 30 years. Not only that, one can start with lower instalments and increase them gradually over time as financial situation strengthens.

4. Instant Approval and Processing

Customers can apply for a TATA Capital home loan online. The entire process is streamlined, and completing their application should not take more than 15 minutes. After reviewing their application and inspecting the property, the loan is processed within 3 to 5 working days.
 
TATA Capital’s Home Loan Eligibility Criteria

With TATA Capital, one can avail of a home loan of Rs 5 lakhs to Rs 5 crores. However, the exact eligibility may vary depending on customer profile. See the complete eligibility criteria below.

1. One must be a citizen of India.
2. One must be between 24 and 65 years of age.
3. Self-employed individuals must have at least three of experience in their current business.
4. Salaried employees must have a minimum monthly income of Rs 30,000 and two years of work experience.
5. If one is an NRI, one must be a salaried employee with three years of work experience.
 
Apply for TATA Capital Home Loan Online

To apply for a home loan, visit the TATA Capital website and follow these simple steps:

1. Head over to the home loan section and click the Apply Now button.
2. Enter city of residence, email, and phone number, and select the home loan from the list of loan products.
3. Next, one must fill out the online application form furnishing personal details and details about income, employment, and existing liabilities.
4. Upload documents like proof of identity, age, address, income, and existing loan papers.

The online application is complete. Experts at TATA Capital will review it and inspect property. Upon approval, funds will be disbursed immediately.

References:

• https://www.tatacapital.com/home-loan.html
• https://www.tatacapital.com/blog/loan-for-home/a-guide-on-home-loan-disbursement-process/
• https://www.tatacapital.com/blog/loan-for-home/home-loan-application-process-in-india/
• https://www.tatacapital.com/online/loans/home-loans/apply-now-home-loan?sourceName=Website&cidparameter=#