INSURANCE CLAIMS BY FARMERS

The farmer applications who have availed the claims of crop insurance under Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather Based Crop Insurance Scheme (RWBCIS) in Rajasthan from 2019 to 2024, district-wise is given in Annexure –1. The number of farmer applications under PMFBY and RWBCIS has grown by 35.12% and 27.50% year-on-year during 2022-23 and 2023-24, respectively, and has reached an all-time high during 2023-24 since the inception of the scheme. The number of farmer applications under PMFBY and RWBCIS from 2019 to 2024 State-wise is given at Annexure-2. Government is committed to provide financial security to farmers against the crop loss due to adverse climatic conditions.   In order to secure the farmers against the crop yield losses due to natural risks/calamities, adverse weather conditions, pests & diseases etc. two major crop insurance schemes namely, PMFBY and RWBCIS are being implemented by the Government.   PMFBY provides comprehensive risk coverage from pre-sowing to post harvest losses against non-preventable natural risks whereas the RWBCIS provides indemnification for likely crop losses due to deviation in weather indices.   PMFBY is available to all farmers who insure their crops as per the provisions of the Scheme. However, the scheme is voluntary for farmers and State Governments. The actuarial/bidded premium rates are charged by implementing agencies. Extremely low premium rate across the country for the season is charged from the famers, which is maximum 2% of sum insured for Kharif crops, maximum 1.5% of sum insured for Rabi crops and maximum 5% of sum insured for commercial/horticultural crops.     Further, due to various interventions of Govt. of India, the premium rates under the scheme has reduced significantly due to which some States like Maharashtra, Odisha, Meghalaya, Puducherry and Jharkhand are paying farmers’ share of premium whereas the farmers are required to pay 1 rupee only. This is a step towards universalization of the scheme.  Remaining part of actuarial premium is shared by the Central and State Government on 50:50 basis except North Eastern States (from Kharif 2020) and Himalayan States (from Kharif 2023) where it is shared in the ratio of 90:10. Annexure -1 District-wise details of farmer applications who have availed the claims of crop insurance in Rajasthan from 2019-20 to 2023-24   District Farmer Applications to whom Claims paid under PMFBY/RWBCIS (No.) 2019-20 2020-21 2021-22 2022-23 2023-24 Ajmer       48,010    39,445       76,561   89,315    1,03,912 Alwar       67,758    15,747    2,514   37,585     2,168 Banswara       35,285       4,555       13,139   12,569     9,356 Baran       41,628    38,537       59,655   20,786     9,395 Barmer    1,17,845    1,43,193    5,30,202 1,52,481    3,57,456 Bharatpur       43,607       6,761       15,133   47,278     4,203 Bhilwara       87,585    1,03,159    1,40,420   95,872    1,05,947 Bikaner    1,10,911    2,11,203    2,67,995 1,01,439   67,632 Bundi       59,231    72,508       70,729   44,193     9,587 Chittaurgarh    1,22,597    56,774    1,24,936     Chittorgarh       1,29,059    1,38,887 Churu    2,57,302     2,91,895    2,64,576 3,56,924   38,244 Dausa       15,527    12,532      90     7,836     2,955 Dhaulpur    3,349       66       961     Dholpur           1,518   254 Dungarpur       18,978    14,536       16,862   25,021     9,715 Hanumangarh    1,77,117 2,31,777    2,50,335 2,18,984   94,632 Jaipur       50,220    50,166       50,589   76,582    1,02,835 Jaisalmer       51,375    65,289       40,355   31,220   35,188 Jalor    1,08,491    1,27,656    3,37,612     Jalore       2,09,275   72,150 Jhalawar 1,16,138    1,35,414    1,17,951   88,815   21,217 Jhunjhunu 1,24,499    99,426    1,86,095 1,92,809   76,186 Jodhpur 82,488    81,992    2,55,539 1,51,266    2,05,358 Karauli    5,830       3,642    6,652     2,516   137 Kota       54,449    16,234       59,719   44,217     5,734 Nagaur 91,844    63,827    1,51,289 1,00,352    1,06,183 Pali       47,864    36,536    1,26,373   25,778   76,189 Pratapgarh 38,186    27,624       25,578   23,205   22,994 Rajsamand 10,060       6,526    1,367     6,131     1,649 Sawai Madhopur 36,337    16,183       24,010   35,526   21,775 Sikar 85,866    57,567       74,066 1,94,480    1,30,719 Sirohi    5,133       3,350       25,001     2,220     8,082 Sri Ganganagar 86,501    92,744    1,01,704   53,902   53,188 Tonk 65,336    57,600 33,272 1,10,177     6,540 Udaipur 30,276    29,439 42,055   38,748 5,785 Total 22,97,623 22,13,903  34,93,335 27,28,079  19,06,252 Annexure -2 State-wise details of farmer applications insured under PMFBY/RWBCIS from 2019-20 to 2023-24   State Numbers 2019-20 2020-21 2021-22 2022-23 2023-24 A & N Islands    99    339   535       173 187 Andhra Pradesh 27,88,373     1,25,63,699   1,29,01,749 Assam 10,06,212 16,60,076 9,96,027 4,89,983    7,95,553 Chhattisgarh 40,17,118 51,58,351 58,38,755     77,30,260      81,24,956 Goa     886    84     64       403   234 Gujarat 24,80,726         Haryana     17,10,601   16,50,558   14,52,842      14,46,631   1,01,74,480 Himachal Pradesh    2,84,009     2,40,727    2,33,725    2,67,643    2,78,051 Jammu & Kashmir        90,834    91,582    2,45,630 Jharkhand    10,92,116         Karnataka    19,45,207   15,87,801    19,17,808      26,84,781      30,15,023 Kerala       58,135    76,317       98,510    1,46,546    1,74,141 Madhya Pradesh     83,97,265   84,52,044 92,64,216   1,77,32,045   1,77,95,819 Maharashtra     1,45,66,294 1,24,06,368  99,02,582   1,07,33,909   2,41,85,161 Manipur    3,256    –      2,807     4,066     5,073 Meghalaya       607     130     337   38,569 Odisha     48,79,301   97,52,474 81,73,856 80,20,763   1,40,97,157 Puducherry       12,014    10,980   35,818   38,384   42,224 Rajasthan     86,16,616 1,07,59,591 3,44,70,735   3,90,96,690   3,89,87,544 Sikkim      21       85    2,422     5,025     3,104 Tamil Nadu     38,93,787   58,87,474    59,11,015      61,43,139      54,55,753 Telangana     10,34,223         Tripura       36,382     2,57,236    3,35,514    3,56,201    3,73,362 Uttar Pradesh     46,97,567   41,90,508    40,68,679      42,83,804      60,25,293 Uttarakhand    2,12,675     1,70,812    1,82,762    2,82,068    2,26,809 Total 6,17,33,490 6,22,61,955 8,29,79,506 11,21,18,132  14,29,45,872   This information was given by Minister of State for Agriculture and Farmers Welfare, Shri Ramnath Thakur in a written reply in Lok Sabha today. ******  MG/KSR The farmer applications who have availed the claims of crop insurance under Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather Based Crop Insurance Scheme (RWBCIS) in Rajasthan from 2019 to 2024, district-wise is given in Annexure –1. The number of farmer applications under PMFBY and RWBCIS has grown by 35.12% and 27.50% year-on-year during 2022-23 and 2023-24, respectively, and has reached an all-time high during 2023-24 since the inception of the scheme. The number of farmer applications under PMFBY and RWBCIS from 2019 to 2024 State-wise is given at Annexure-2. Government is committed to provide financial security to farmers against the crop loss due to adverse climatic conditions.   In order to secure the farmers against the crop yield losses due to natural risks/calamities, adverse weather conditions, pests & diseases etc. two major crop insurance schemes namely, PMFBY and RWBCIS are being implemented by the Government.   PMFBY provides comprehensive risk coverage from pre-sowing to post harvest losses against non-preventable natural risks whereas the RWBCIS provides indemnification for likely crop losses due to deviation in weather indices.   PMFBY is available to all farmers who insure their crops as per the provisions of the Scheme. However, the scheme is voluntary for farmers and State Governments. The actuarial/bidded premium rates are charged by implementing agencies. Extremely low premium rate across the country for the season is charged from the famers, which is maximum 2% of sum insured for Kharif crops, maximum 1.5% of sum insured for Rabi crops and maximum 5% of sum insured for commercial/horticultural crops.     Further, due to various interventions of Govt. of India, the premium rates under the scheme has reduced significantly due to which some States like Maharashtra, Odisha, Meghalaya, Puducherry and Jharkhand are paying farmers’ share of premium whereas the farmers are required to pay 1 rupee only. This is a step towards universalization of the scheme.  Remaining part of actuarial premium is shared by the Central and State Government on 50:50 basis except North Eastern States (from Kharif 2020) and Himalayan States (from Kharif 2023) where it is shared in the ratio of 90:10. Annexure -1 District-wise details of farmer applications who have availed the claims of crop insurance in Rajasthan from 2019-20 to 2023-24   District Farmer Applications to whom Claims paid under PMFBY/RWBCIS (No.) 2019-20 2020-21 2021-22 2022-23 2023-24 Ajmer       48,010    39,445       76,561   89,315    1,03,912 Alwar       67,758    15,747    2,514   37,585     2,168 Banswara       35,285       4,555       13,139   12,569     9,356 Baran       41,628    38,537       59,655   20,786     9,395 Barmer    1,17,845    1,43,193    5,30,202 1,52,481    3,57,456 Bharatpur       43,607       6,761       15,133   47,278     4,203 Bhilwara       87,585    1,03,159    1,40,420   95,872    1,05,947 Bikaner    1,10,911    2,11,203    2,67,995 1,01,439   67,632 Bundi       59,231    72,508       70,729   44,193     9,587 Chittaurgarh    1,22,597    56,774    1,24,936     Chittorgarh       1,29,059    1,38,887 Churu    2,57,302     2,91,895    2,64,576 3,56,924   38,244 Dausa       15,527    12,532      90     7,836     2,955 Dhaulpur    3,349       66       961     Dholpur           1,518   254 Dungarpur       18,978    14,536       16,862   25,021     9,715 Hanumangarh    1,77,117 2,31,777    2,50,335 2,18,984   94,632 Jaipur       50,220    50,166       50,589   76,582    1,02,835 Jaisalmer       51,375    65,289       40,355   31,220   35,188 Jalor    1,08,491    1,27,656    3,37,612     Jalore       2,09,275   72,150 Jhalawar 1,16,138    1,35,414    1,17,951   88,815   21,217 Jhunjhunu 1,24,499    99,426    1,86,095 1,92,809   76,186 Jodhpur 82,488    81,992    2,55,539 1,51,266    2,05,358 Karauli    5,830       3,642    6,652     2,516   137 Kota       54,449    16,234       59,719   44,217     5,734 Nagaur 91,844    63,827    1,51,289 1,00,352    1,06,183 Pali       47,864    36,536    1,26,373   25,778   76,189 Pratapgarh 38,186    27,624       25,578   23,205   22,994 Rajsamand 10,060       6,526    1,367     6,131     1,649 Sawai Madhopur 36,337    16,183       24,010   35,526   21,775 Sikar 85,866    57,567       74,066 1,94,480    1,30,719 Sirohi    5,133       3,350       25,001     2,220     8,082 Sri Ganganagar 86,501    92,744    1,01,704   53,902   53,188 Tonk 65,336    57,600 33,272 1,10,177     6,540 Udaipur 30,276    29,439 42,055   38,748 5,785 Total 22,97,623 22,13,903  34,93,335 27,28,079  19,06,252 Annexure -2 State-wise details of farmer applications insured under PMFBY/RWBCIS from 2019-20 to 2023-24   State Numbers 2019-20 2020-21 2021-22 2022-23 2023-24 A & N Islands    99    339   535       173 187 Andhra Pradesh 27,88,373     1,25,63,699   1,29,01,749 Assam 10,06,212 16,60,076 9,96,027 4,89,983    7,95,553 Chhattisgarh 40,17,118 51,58,351 58,38,755     77,30,260      81,24,956 Goa     886    84     64       403   234 Gujarat 24,80,726         Haryana     17,10,601   16,50,558   14,52,842      14,46,631   1,01,74,480 Himachal Pradesh    2,84,009     2,40,727    2,33,725    2,67,643    2,78,051 Jammu & Kashmir        90,834    91,582    2,45,630 Jharkhand    10,92,116         Karnataka    19,45,207   15,87,801    19,17,808      26,84,781      30,15,023 Kerala       58,135    76,317       98,510    1,46,546    1,74,141 Madhya Pradesh     83,97,265   84,52,044 92,64,216   1,77,32,045   1,77,95,819 Maharashtra     1,45,66,294 1,24,06,368  99,02,582   1,07,33,909   2,41,85,161 Manipur    3,256    –      2,807     4,066     5,073 Meghalaya       607     130     337   38,569 Odisha     48,79,301   97,52,474 81,73,856 80,20,763   1,40,97,157 Puducherry       12,014    10,980   35,818   38,384   42,224 Rajasthan     86,16,616 1,07,59,591 3,44,70,735   3,90,96,690   3,89,87,544 Sikkim      21       85    2,422     5,025     3,104 Tamil Nadu     38,93,787   58,87,474    59,11,015      61,43,139      54,55,753 Telangana     10,34,223         Tripura       36,382     2,57,236    3,35,514    3,56,201    3,73,362 Uttar Pradesh     46,97,567   41,90,508    40,68,679      42,83,804      60,25,293 Uttarakhand    2,12,675     1,70,812    1,82,762    2,82,068    2,26,809 Total 6,17,33,490 6,22,61,955 8,29,79,506 11,21,18,132  14,29,45,872   This information was given by Minister of State for Agriculture and Farmers Welfare, Shri Ramnath Thakur in a written reply in Lok Sabha today. ******  MG/KSR